Auto Insurance in San Pablo, CA
If you own or operate a vehicle, you face various risks like accidents, theft and natural disasters. You may be covered in these instances and more with the right auto policy. At Leadwest Insurance Solutions, we’re here to help you get the auto insurance you need.
What Is Auto Insurance and What Does It Cover?
Auto insurance is a type of personal insurance that may provide you and your vehicle a layer of protection if you experience a covered loss during your policy’s term. California requires drivers to always carry proof of policy with them.
Coverage may vary depending on the insurer, but a standard auto policy may cover the following:
- Comprehensive coverage may cover damage caused by fire, theft, certain natural disasters or vandalism.
- Collision coverage may pay for repair if your vehicle gets damaged after hitting an object or another vehicle.
- Liability coverage may cover legal and medical expenses if you’re held liable for third-party property damage or bodily injuries.
- Uninsured/underinsured coverage may protect you in case you get hit by a driver with insufficient coverage, or if you are involved in a hit-and-run.
How Much Is Auto Insurance?
Your auto insurance premium may depend on your chosen insurer. However, to give you an idea on how much a policy may cost you, your insurer may consider the following factors when calculating your premium:
- Your age and location
- Your credit history
- Your driving record
- Your vehicle’s make, model and year
Where to Get Auto Insurance
Contact Leadwest Insurance Solutions today to learn more or request a personalized quote.