How to Add a Driver to Your Commercial Auto Policy

Bringing new drivers onto your team is an important step for any business that relies on vehicles. To keep your operations protected and compliant, it’s essential to update your commercial auto insurance policy whenever you add a new driver.

Why It Matters to Update Your Policy

Adding a driver to your commercial auto policy ensures that your insurance accurately reflects who is operating your vehicles. This helps protect your business from potential claims and keeps you in line with California’s insurance regulations. Failing to update your policy could result in denied claims or even legal penalties.

Steps to Add a Driver to Your Commercial Auto Insurance

• Gather required information. Before contacting your insurance provider, collect details about your new driver, including:
  • Full name and date of birth
  • Driver’s license number and state of issue
  • Driving history, including any accidents or violations
  • Employment status and driving responsibilities within your business
• Notify your insurance agent. Reach out to your insurance broker as soon as you plan to add a new driver. They can review your policy and help you submit the necessary information. Prompt communication helps avoid coverage gaps and ensures your policy remains up to date.
• Review policy changes. Once the new driver is added, review your updated policy documents. Check for any changes in premiums or coverage terms. Some drivers’ records may affect your rates, so it’s important to understand how these updates impact your business insurance costs.

Contact Us

The team at Leadwest Insurance Solutions is here to help you manage your commercial auto insurance and keep your business financially protected. If you’re hiring new drivers or have questions about your policy, contact us today.

Contact us today for more information or a personalized quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.